Buy Now Pay Later

I received my first credit card in the mail today, and after calling the number and going through many "for ____ please press 1" it is finally ready to use. It took me a while to convince myself that I can be trusted with this little piece of plastic. I like to think I manage my money pretty well -- making it through college with no student loans, paying my bills on time, and always managing to save a little a long the way. But to have the temptation of "buy now, pay later" has always scared me away. I finally decided that I can resist attractions of things I don't really need and only spend on a few of the things I really want as to make sure I pay off my bill each month. (Those interest rates are ridiculous!) So wish me good luck as I head out with the pretty new plastic in my wallet!