SKIMP and SPEND

In today's economy many people are trying to cut back and finding ways to save on certain items that they have been enjoying in order to pay bills, tuition, or survive on one salary. I like to consider myself pretty good at watching my money and saving. Lately I have been trying to save a little more each month. Through college I was able to have more than one job, take 16+ credit hours, have a social life, and still manage to save a little each month. Through those college years I learned very quickly which items were worth skimping on and which ones were well worth the extra dollar. Here are some of the things I do to cut back.

SKIMP on Movies: it cost 10+ for one adult to go to the theatre, plus popcorn and a soda. By the end of the night you're looking at a 50$ outing. Wait till it comes out on video and buy or rent it. Pop your own popcorn and snuggle on the couch. (Although this is much easier for me when Ethan has the big screen in the basement and it's like going to the movies anyway...only more comfortable!)

SPEND on Peanut Butter: For the most part I am a true saver with the "Always Save," "Kroger," or "Best Choice" brands. Normally they are just as good as the original for less. With that said, the cheap peanut butter is terrible. The peanut taste is either way off or there's no peanut taste and you pay for oily peanut butter. I will spend the extra for Jiff. It's always Jiff.

SKIMP on Restaurants: Ethan and I love to cook at home. This is a cheaper option for us because we end up with left overs to last the rest of the week. Although when we really feel like something different or going out to eat, we look for the deals. Two entrees for 20$ and other deals like that.

SPEND on Jeans: I am a total convert to the expensive jeans. I thought it was ridiculous to spend 80$ on jeans. That was until I tried on a pair of Silver Jeans. They fit PERFECTLY! Although because they are expensive, I have two pair and wear them only.

SKIMP on Bottled Water: I don't buy it. The tap water is fine at my place and Ethan's. If I ever live where the tap water is undrinkable, the Brita Water Filter pitcher is what I'll use. Much cheaper.

SPEND on Razors: The better the razor the better the shave. The cheaper the razor the more the pain (razor burn sucks).

SKIMP on Car wash: And basically any cleaning type jobs you can do yourself. Skip the 10$ car was and bust out the hose and your bathing suit and get a tan :)

SPEND on Exercise: I golf and swim. Golfing cost every time I tee off and swimming is a monthly fee for the YMCA. Both are worth it. They get me out and about. Taking care of yourself is definitely worth it.

SKIMP on Cable: Get what you HAVE to have. I cut back from 120$ a month to 60$ a month. I get Internet for 40 and 15 for my main channels, add in tax and it's half as expensive as having the extra channels.